American Trust Bank

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American Trust Bank
Customer Information and Privacy Statement

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On Friday, February 4, 2011, American Trust Bank, Roswell, GA was closed by the Georgia Department of Banking and Finance, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

The FDIC has assembled useful information regarding your relationship with this institution. Besides a checking account, you may have Certificates of Deposit, a car loan, a business checking account, a commercial loan, a Social Security direct deposit, and other relationships with the institution. The FDIC has compiled the following information, which should answer many of your questions.

Read the detailed information here: www.fdic.gov/bank/individual/failed/americantrust.html

BECAUSE YOUR TRUST IS SO IMPORTANT

Your trust is the cornerstone of our relationship. That is why we work diligently to safeguard your privacy. The information that you provide to us is kept in the strictest confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.

The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

Information We Collect
We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms.
Information about your transactions with us.
Information about your transactions with nonaffiliated third parties.
Information from a consumer reporting agency.

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with the federal standards to guard your nonpublic personal information. Employees are educated on the importance of maintaining the confidentiality of customer information.

NONPUBLIC PERSONAL INFORMATION

We do not disclose nonpublic personal information about customers and former customers, except as permitted by law. As technology continues to advance, we will continue to evaluate security standards to protect your information from access by unauthorized persons.

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