American Trust Bank

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Bank the American way with convenient products and services to meet your every business need

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On Friday, February 4, 2011, American Trust Bank, Roswell, GA was closed by the Georgia Department of Banking and Finance, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

The FDIC has assembled useful information regarding your relationship with this institution. Besides a checking account, you may have Certificates of Deposit, a car loan, a business checking account, a commercial loan, a Social Security direct deposit, and other relationships with the institution. The FDIC has compiled the following information, which should answer many of your questions.

Read the detailed information here: www.fdic.gov/bank/individual/failed/americantrust.html

At American Trust Bank, we understand small business, because we are proud to be one. We also understand that running a small business takes a lot of work, because small business is the backbone of our economy and community. Since we understand the needs of your business, our approach is simple. We want to make your job easier, so that you can feather your nest. Our selection of checking accounts and related services has something for every business. You have the freedom of choice with our banking services to choose the checking account service that is most appropriate for your business. Enjoy the independence of banking when its convenient for you, 24 hours a day 7 days a week with our Internet Bill Payment Service no more licking, just clicking. And, be sure to ask us about our FREE Debit Cards. American Trust Bank reserves the right to limit total deposits per customer.

Wing it with American Trust Business Checking Options

BASIC BUSINESS CHECKING | NON-PROFIT BUSINESS CHECKING | IOLTA | BUSINESS MONEY MARKET | MISC. FEES

BASIC BUSINESS CHECKING

$100.00 minimum deposit to open this account
No monthly maintenance fee
First 250 Items free of charge .25 cents per item after 250
Free On-Line Banking
On-Line Bill Pay available for $24.95/month
Five free foreign ATM usages

NON-PROFIT BUSINESS CHECKING

$100.00 minimum deposit to open this account
No monthly maintenance fee
First 250 Items free of charge .25 cents per item after 250
Free On-Line Banking
On-Line Bill Pay available for $24.95/month
Five free foreign ATM usages

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IOLTA (For the Legal Eagles)

Interest-earning checking account
No minimum deposit required
$15.00 monthly maintenance fee
Maintenance fee to be offset against interest analysis credit
Interest paid to Georgia Bar Foundation

BUSINESS MONEY MARKET

We want you to have what you need to make your business productive and profitable so that you can watch your nest egg grow, which is the American dream. Earn competitive interest rates while your money works for you in a business money market account. Your money is available whenever you need it.

$10,000 minimum deposit to open this account
$10.00 monthly maintenance fee
Maintenance fee can be avoided by maintaining a $10,000 minimum average daily balance
An additional charge of $5 per debit will be added for excess of six items
Free Internet Access

MISCELLANEOUS FEES

Non-Sufficient Funds..............$30/transaction
Stop Payment.......................$25/transaction
Returned Deposit Item............$3.00 each
Official Checks......................$5.00 each
Wire Transfers......................$10.00 each
Foreign Wire Transfers............$25 each
Debit Cards...........................FREE

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