American Trust Bank

Member FDIC |

Equal Housing Lender | Equal Opportunity Lender

Business Solutions

Personal Solutions

Online Solutions

Online Banking

  Rates
  Fees / Service Charges
  Holiday Schedule
  Contact Us
  Calculators
  Lost or Stolen ATM/Debit Cards

Personal | Business | Certificate/IRA of Deposit

Interest Rates are effective as of March 9th, 2010

***APY = Annual Percentage Yield***

***Interest Rates are subject to change without notification***
***Interest rates may change after the account has been opened***
***Balances and Fees in accounts could reduce the earnings***
***Analysis of earnings credit rate may be used to avoid service charges and other fees***
***Interest earned is compounded daily***

Personal Interest Bearing Accounts

Interest Rate

***APY

Eagle Checking
(Minimum Opening Deposit of $100.00)

0.25%

All American Checking
(Minimum Opening Deposit of $100.00)

Tier 1 -.01 to $9,999.99

0.50%

Tier 2 - $10,000.00 and above

0.50%

Regular Savings
(Minimum Opening Deposit of $200.00)

0.50%

Money Market - NT
(Minimum Opening Deposit of $2,500.00)

Tier 1 -.01 to $99,999.99

1.13%

1.14%

Tier 2 - $100,000.00 and above

1.78%

1.80%

Interest Rate

***APY

IOLTA (No Minimum Opening Deposit)

0.25%

Business Money Market - NT
(Minimum Opening Deposit of $2,500.00)

Tier 1 - .01 to $99,999.99

1.13%

1.14%

Tier 2 - $100,000.00 and above

1.78%

1.80%

High Interest Checking
(Minimum Opening Deposit of $100.00)

0.88%

Certificate of Deposit

Minimum Opening Balance of $1,000 - A Penalty may be imposed for early withdrawal
15 Month CD and IRA Opening Balance is $2,500.00 - A penalty may be imposed for early withdrawal

Interest Rate

***APY

1 Month

1.00%

2 Month

1.07%

1.08%

3 Month

1.08%

1.09%

6 Month

1.31%

1.32%

12 Month

1.57%

1.58%

15 Month (One Time Step up CD after six (6) months (No New))

1.61%

1.62%

18 Month

1.65%

1.66%

24 Month

1.95%

1.97%

25 Month (One Time Step up CD after six (6) months)

1.97%

1.99%

30 Month

1.84%

1.86%

36 Month

2.23%

2.25%

48 Month

2.37%

2.40%

60 Month

2.63%

2.67%

IRA Certificate of Deposit

Minimum Opening Balance of $1,000 - A Penalty may be imposed for early withdrawal
15 Month IRA and Roth IRA Opening Balance is $2,500.00 - A penalty may be imposed for early withdrawal

Interest Rate

***APY

3 Month

1.08%

1.09%

6 Month

1.31%

1.32%

12 Month

1.57%

1.58%

15 Month (One Time Step up IRA after six (6) months (No New))

1.61%

1.62%

15 Month (One Time Step up Roth IRA after six (6) months)

1.61%

1.62%

24 Month

1.95%

1.97%

25 Month (one time Step up IRAafter six (6) months)

1.97%

1.99%

25 Month (one time Step up Roth IRA after six (6) months)

1.97%

1.99%

30 Month

1.84%

1.86%

36 Month

2.23%

2.25%

48 Month

2.37%

2.40%

60 Month

2.63%

2.67%

Qwick Rate CD'S

Minimum Opening Balance of $1,000.00 - A penalty may be imposed for early withdrawal

Interest Rate

***APY

6 Month

1.29%

1.30%

9 Month

1.44%

1.45%

12 Month

1.56%

1.57%

18 Month

1.79%

1.81%

24 Month

2.01%

2.03%

60 Month

2.83%

2.87%

Wall Street Journal Prime - 3.25%
Effective as of 01-26-10


Home \| Security Statement \| Privacy Policy \| Calculators \| Current Rates \| Terms & Conditions Online Solutions \| Business Solutions \| Personal Solutions \| About Us \| Contact Us © Copyright 2008 American Trust Bank. All rights reserved.