FREEDOM CHECKING

• No minimum deposit to open this account
• No monthly service charge
• First check order at no charge
• Online Bill Pay available for $6.95/monthly
  • First 20 items at no charge for Bill Pay, then .50 cents per item
• Checks and Online Bill Pay for Silver Eagles (SENIORS age 55+) no charge
• Account information available via Online Banking - View Demo
• Monthly imaged bank statements
• Electronic Delivery of Bank Statements Available (E-Statements)
• This account is subject to an NSF fee of $30.00 per item. This fee is imposed for overdrafts or returned items created by checks, in-person withdrawals, ATM withdrawals, or by electronic means, as applicable.

• $100.00 minimum deposit to open this account
• Interest earning checking account
  • Tiered Interest Rate based on daily balance in account
• Daily minimum average balance falls below $1,000.00
  • $15.00 monthly service charge
• Monthly service charge can be avoided by maintaining a $1,000.00 minimum average daily balance
• Checks and Online Bill Pay for Silver Eagles (SENIORS age 55+) no charge
• First check order at no charge
• Online Bill Pay available for $6.95/month
• Account information available via Online Banking - View Demo
• Monthly imaged bank statements
• Electronic Delivery of Bank Statements Available (E-Statements)
• This account is subject to an NSF fee of $30.00 per item. This fee is imposed for overdrafts or returned items created by checks, in-person withdrawals, ATM withdrawals, or by electronic means, as applicable.

• $100.00 minimum deposit to open this account
• Interest Earning checking account
  • Tiered Interest Rate based on daily balance in account
• Daily minimum average balance falls below $2,500.00
  • $15.00 monthly service charge
• Online Bill Pay
  • First 20 items at no charge for Bill Pay, then .50 cents per item
• Annually $25.00 discount on Safe Deposit Box
• Cashiers checks at no charge
• Account information available via Online Banking - View Demo
• Monthly Imaged Bank Statements
• Electronic Delivery of Bank Statements Available (E-Statements)
• This account is subject to an NSF fee of $30.00 per item. This fee is imposed for overdrafts or returned items created by checks, in-person withdrawals, ATM withdrawals, or by electronic means, as applicable.

• $200.00 minimum deposit to open account
• Daily minimum balance falls below $200.00 during the month
  • $3.00 monthly service charge
• Six (6) withdrawals per month
  • $3.00 per withdrawal over three (3) withdrawals per month
• Quarterly Bank Statements with no electronic activity
• Monthly Bank Statements with electronic activity
• Electronic Delivery of Bank Statements Available (E-Statements)
• Account information available via Online Banking - View Demo
• Continued instances of excessive debits/withdrawals may cause this account to be converted to a non- interest bearing account.
• Children under age 18 no monthly service charge with no minimum opening balance requirement.
• See our Interest Rate section for Interest Rates

• $2,500.00 minimum deposit to open this account
  • Tiered Interest Rate based on daily balance
  • The higher the daily balance the higher interest rate
• Daily minimum average balance falls below $2,500.00
  • $10.00 monthly service charge
• Maximum of (6) six debit transactions per month
  • After six (6) debit transactions, by check, and/or withdrawal a $5.00 fee per item is assessed
• Account information available via Online Banking - View Demo
• Monthly imaged bank statements
• Electronic Delivery of Bank Statements Available (E-Statements)
• Continued instances of excessive debits/withdrawals may cause this account to be converted to a non- interest bearing account.
• This account is subject to an NSF fee of $30.00 per item. This fee is imposed for overdrafts or returned items created by checks, in-person withdrawals, ATM withdrawals, or by electronic means, as applicable.